Protect Your Journey.
Reserve Your Time.

Private travel coverage for discerning travellers. Emergency medical up to $10M · Seniors to age 99 · Pre-existing conditions covered · Private jet evacuation · 190+ countries.

Check Real-Time Availability → View Elite Collection
A-Rated Underwriters
24/7 Concierge Response
Greytt Score™ Certified
🏆 500,000+ Members
Discerning traveller exploring mountain landscapes — elite travel protection 2026
Greytt Score™
94
Top-tier comfort
500K+
Members Protected
$10M
Max Medical Coverage
Age 99
Max Covered Age
2 min
To Instant Coverage
⏱️
Arrival Essentials
Save time. Not just money.
📱
Global eSIM
Connected before you land
⚡ Activate in 90 seconds
 🛂
Fast-Track Immigration
Skip the queue. Walk through.
⏱ Save up to 3 hrs at border
 🚘
Luxury Chauffeur
Your driver is already waiting
📍 Meet & greet · 190+ airports
 🥂
Priority Lounge Access
First impression, every time
🌍 1,400+ lounges worldwide
Book Essentials →
500,000+
Members Protected
120,000+
Verified 5-Star Reviews
4.8/5
Average Rating
96%
Claim Satisfaction
10 days
Avg. Claim Turnaround
Scientific Trust Metrics

The Greytt Score™ — Our Proprietary Comfort Audit

Every property and provider we recommend is independently audited across 47 criteria. We don't ask if a hotel is "good." We measure whether it's right for you.

Greytt Score™©
Fit-for-50+ Comfort System · v4.2
Audited 2026
94
/ 100
Step-Free Access
96
Ambient Lighting
92
Emergency Response
98
Medical Proximity
89
Safety Infrastructure
95
Methodology: On-site audits by licensed safety assessors. Each property is evaluated on 47 criteria including floor plan accessibility, grab-rail placement, evacuation routes, nearest emergency room, in-room lighting lux levels, and staff first-aid certification rate. Results updated annually or following major renovations.
🚶
Step-Free Infrastructure Audit
We physically verify lift access, ramp gradients, bathroom grab-rail positions, and kerb heights at every recommended property. Not self-reported. Independently verified.
💡
Therapeutic Lighting Assessment
Ambient lighting is measured at reading height using calibrated lux meters. Properties must exceed 400 lux at desk and 200 lux in bathrooms to receive a Greytt score above 85.
🏥
Medical Proximity Index
All recommended destinations are geo-mapped against the nearest approved hospital with a trauma unit. We require a maximum 35-minute response time at any hour.
🔒
Security & Safety Infrastructure
Properties are scored on in-room safe capacity, 24/7 front desk coverage, emergency contact visibility, and staff training in cardiac response protocols.
Specialist Insurance · Senior & High-Value Coverage

Elite Protection — Designed for
Life After Fifty

Standard travel insurance was not designed with you in mind. Our Elite Protection tier covers seniors to age 99, chronic conditions, and medical care at the level you expect.

We partner exclusively with insurers who have no upper age limit on medical coverage and who accept pre-existing conditions as a standard — not an exceptional — feature.

👴👵
Coverage to Age 99
No upper age exclusions on any Elite Protection tier. Annual and single-trip policies available.
💊
Pre-Existing Conditions Accepted
Cardiovascular conditions, diabetes, respiratory conditions, and mobility aids all covered as standard.
🏥
Private Hospital Guarantee
Direct billing to private facilities. We never send you to a general ward when a private room is available.
🧳
Mobility Equipment Covered
Replacement wheelchairs, scooters, and hearing aids included up to $3,500 per item if lost or damaged.
Flagship · Most Popular

Elite Senior Cover

From $195/trip · Ages 60–99
  • Emergency medical up to $10M
  • Pre-existing conditions: standard
  • Private air ambulance
  • Repatriation of remains
  • Companion escort home
  • 24/7 medical concierge line
✓ No upper age limit

Why Elite Senior Cover?

A cardiac event abroad without insurance costs between $85,000–$400,000 in hospitalisation and repatriation. Our cover turns a crisis into a managed process — at no out-of-pocket cost to you.

Check Real-Time Availability →

Annual Senior Multi-Trip

From $580/year · Unlimited trips
  • Unlimited trips, 30 days each
  • Medical up to $5M
  • Pre-existing: screening required
  • No declaration per trip
Check Availability →

Medical-Only Essentials

From $85/trip · All ages
  • Emergency medical up to $5M
  • Visa-compliant documentation
  • COVID-19 as standard
  • Lowest premium option
Check Availability →
Live Intelligence
Updated 5 April 2026

2026/2027 Travel Alert:
Know Before You Board

Regulatory changes across European borders are reshaping how UK, US, Australian, and non-EU travellers enter the Schengen zone. Failing to comply could void your travel insurance. Verify your status before you book.

⚡ Immediate Action Required
EU Entry/Exit System (EES) — Now Active
Biometric registration is now mandatory at all EU Schengen borders for non-EU nationals. First-time travellers must register their fingerprints and facial image. Unprepared travellers are reporting delays of 2–4 hours at peak times.
→ Check if your destination requires EES registration before arrival
🗓 Upcoming — November 2026
ETIAS (European Travel Information & Authorisation System)
From November 2026, visa-exempt travellers from 60+ countries (including UK, USA, Canada, Australia) must hold a pre-authorised ETIAS electronic travel authorisation before entering the Schengen zone. Cost: €7. Applications open Q3 2026.
→ Set a reminder — unvetted accommodation bookings may be cancelled under ETIAS enforcement
⚠️ Active Advisory
Northern Europe — Winter Storm Disruptions
Significant flight cancellations and rail disruptions across UK, Germany, and Scandinavia through mid-April. Trip interruption coverage has been activated. Confirm your cover before travel.
→ Trip cancellation & interruption covered under all current policies
ℹ Advisory
Eastern Mediterranean — Elevated Medical Risk
Regional instability in select destinations. Government travel advisories issued. Medical evacuation and emergency cover is strongly recommended. Check exclusions for FCO "advise against" destinations.
→ Emergency evacuation covered — verify your specific destination

Is Your 2026 Trip
Regulatory-Ready?

Unvetted bookings, expired travel authorisations, and insufficient insurance coverage are the three most common reasons travellers are denied boarding or stranded abroad. We check all three — for free.

🚨
ETIAS Deadline: November 2026. All Schengen-bound travellers from 60+ countries must apply. Non-compliant travellers will be denied boarding.
  • EES biometric registration guide included
  • ETIAS application walkthrough
  • Insurance compliance checklist
  • Vetted accommodation partners — all EES/ETIAS compliant
  • Real-time flight disruption insurance activation
Check My Trip Compliance — Free →

No email required · Instant results · No obligation

Free & Instant · No Card Required

Your Private Quote in Under 2 Minutes

No sales calls. No pressure. Compare elite plans from A-rated insurers — side by side — and purchase in seconds.

🆓
100% Free — No Credit Card Required
⚡
Instant Confirmation — Coverage Starts Today
🔒
SSL-Encrypted Secure Checkout
🏆
Best Price Guarantee — We Match Any Rate
🚨 Private Concierge Line · 24/7
contact@travel-insurance.pro
15+ languages · Average response: under 4 minutes

Your Personalised Estimate

4 steps — takes under 2 minutes

✓ Best Price Guarantee Included
1
2
3
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Trip Dates Travellers Details

Optional add-ons:

🏆 Best Price Guarantee — we match any lower quote
Check Real-Time Availability — Free & Instant →

✓ SSL Secure · ✓ No spam · ✓ Cancel anytime

Comprehensive Protection

Why You Need Elite Travel Insurance in 2026

One emergency abroad can cost $50,000–$500,000. An elite policy costs a fraction of that — and eliminates every cost.

🏥

Emergency Medical Up to $10 Million

Hospitalisation, evacuation, prescriptions, dental, and COVID-19 treatment across 190+ countries. Private hospital guarantee on all Elite tiers.

✈️

Trip Cancellation for Any Reason

Recoup non-refundable flights, hotels, and deposits if you cancel due to illness, emergencies, EES/ETIAS issues, or supplier insolvency.

💼

Baggage & Electronics Coverage

Lost, stolen, or damaged luggage, laptops, cameras, and smartphones. Up to $3,500/item. Fine art and jewellery covered on Maison Collection.

🌎

24/7 Private Concierge Response

Real humans in 15+ languages coordinate hospital admissions, emergency flights, and claims. Average response time: under 4 minutes.

⛷️

Adventure Sports Add-On

150+ covered activities including skiing, scuba, mountain trekking, surfing, and paragliding. One-click activation.

💻

Digital Nomad Monthly Plans

Flexible monthly cover for remote workers. Cancel anytime, renew anywhere, start today. eSIM bundle available as part of Arrival Essentials.

All Plan Types

Find the Right Plan for Your Journey

From a weekend city break to a full year abroad — every trip type covered.

🌴

Short-Term Vacation

From 4–8% of trip cost
  • Medical up to $500,000
  • Trip cancellation & interruption
  • Baggage loss up to $2,500
  • COVID-19 as standard
Check Real-Time Availability →
Most Popular
📅

Annual / Multi-Trip

From $120/year — unlimited trips
  • Unlimited trips per year
  • Medical up to $1 million
  • Per-trip deductible option
  • Business travel included
Check Real-Time Availability →
🚢

Cruise Insurance

From $60 per cruise
  • Missed port departure coverage
  • Itinerary change protection
  • Medical evacuation at sea
  • Cruise interruption covered
Check Real-Time Availability →
👴

Senior Elite (60+)

From $195/trip · To age 99
  • Pre-existing conditions: standard
  • Medical up to $10M
  • No upper age limit
  • Private hospital guarantee
View Elite Senior Cover →
🏥

Medical-Only Essentials

From $30/month
  • Emergency medical only
  • Up to $5 million coverage
  • Lowest premium option
  • Ideal for visa requirements
Check Real-Time Availability →
🧗

Adventure & Sports

Add-on from $15 extra
  • 150+ covered activities
  • Search and rescue included
  • High-altitude trekking
  • Extreme sports endorsement
Check Real-Time Availability →
Destination Intelligence

Coverage Tailored to Every Destination

What you need in Thailand is very different from Italy. Our Greytt-scored destination guides give you the intelligence to book with confidence.

Mexico
Mexico
Greytt Score: 88 · From $28/trip
 Italy
Italy
Greytt Score: 92 · EES Required
 United Kingdom
United Kingdom
Greytt Score: 95 · From $22/trip
 Thailand
Thailand
Greytt Score: 86 · From $18/trip
 Japan
Japan
Greytt Score: 97 · From $32/trip
 Australia
Australia
Greytt Score: 93 · From $40/trip
 USA
United States
Greytt Score: 91 · From $50/trip
 All destinations
🌍 All Destinations
190+ countries — Check Availability
Adventure Sports Cover

150+ Activities Covered — Are You Protected?

Most standard policies exclude extreme sports. Our adventure add-on covers every activity below and more.

⛷️ Skiing
🤿 Scuba Diving
🏄 Surfing
🧗 Rock Climbing
🪂 Skydiving*
🚵 Mountain Biking
🏃 Trail Running
🏊 Open Water Swimming
🎿 Snowboarding
🏕️ Backpacking
🧘 Yoga Retreats
🚣 White Water Rafting
🏇 Horse Riding
🎣 Deep Sea Fishing
🏋️ CrossFit
⛺ Trekking (5,500m+)
🛶 Kayaking
🏍️ Motorbike
🪁 Paragliding
🏊‍♂️ Freediving
🧊 Ice Climbing
🏄‍♀️ Kitesurfing
🎽 Triathlon
🚴 Cycling Tours

150+ activities — highlighted require the adventure add-on. *Extreme endorsement for base jumping & wingsuit flying.

Add Adventure Sports Coverage →
120,000+ Verified Reviews

What 500,000+ Travellers Are Saying

Real reviews from digital nomads, families, and adventure travellers.

★★★★★

"I've been travelling full-time for three years. This platform saved me $400 on a six-month Southeast Asia policy. The claims team was extraordinary — they handled everything while I focused on recovering."

Sarah Mitchell
Digital Nomad · USA · Verified
★★★★★

"I broke my leg skiing in the Swiss Alps. The 24/7 team coordinated directly with the hospital, arranged my private air evacuation back to the UK, and my full claim was settled in eight days. Utterly remarkable."

Marcus Chen
Adventure Traveller · Canada · Verified
★★★★★

"As someone travelling at 74 with a cardiac history, finding genuine pre-existing cover felt impossible. The Elite Senior plan covered everything — and the private hospital guarantee gave us complete peace of mind."

Margaret Ashworth
Senior Traveller · UK · Verified · Age 74
Simple 4-Step Process

Protected in Under 2 Minutes

Fast, fully online, paperwork-free, with instant confirmation.

1

Enter Trip Details

Destination, dates, travellers, and budget. 4 quick steps.

~90 sec
2

Compare Personalised Plans

Review quotes side by side. No sales calls. No pressure.

~3 min
3

Choose & Pay Securely

256-bit SSL-encrypted checkout completed in seconds.

~2 min
4

Coverage Confirmed Instantly

Policy documents arrive in your inbox. Cover starts immediately.

Instant
Check Real-Time Availability →
Find Your Perfect Plan · 2 Minutes

Which Elite Protection Plan Is Right for You?

Answer 6 quick questions and we'll match you with the plan that fits your travel style, age, and priorities — precisely.

Question 1 of 6
How would you describe your typical travel style?
We'll use this to calibrate your coverage priorities.
🏖️
Leisure & Comfort
Comfortable hotels, relaxed itineraries
🧗
Adventure & Sports
Hikes, water sports, physical activities
💼
Business Travel
Frequent short trips, productivity focused
✈️
Ultra-Luxury / Private
High-value bookings, private travel
Question 2 of 6
How many trips do you typically take in a year?
This determines whether an annual policy saves you money.
1️⃣
Just one trip this year
Single-trip policy is most efficient
✌️
2–4 trips per year
Annual policy often saves money here
🔄
5 or more trips per year
Annual multi-trip is almost always best value
🌍
I travel continuously
Monthly digital nomad plan suits you
Question 3 of 6
What is your age group?
Age affects pricing and available plan tiers.
🌱
Under 40
Standard plans at lowest premiums
🎯
40–59
Consider pre-existing conditions check
⭐
60–74
Elite Senior plan recommended
👑
75 or over
Specialist coverage required — we cover to age 99
Question 4 of 6
Do you have any pre-existing medical conditions?
Don't worry — we have options whatever your answer.
✅
No — I'm in good health
Standard plans available at best rates
💊
Yes — well-managed conditions
Cardiovascular, diabetes, thyroid, etc.
🏥
Yes — complex or recent conditions
Recent surgery, active cancer treatment, etc.
❓
Not sure what qualifies
We'll explain what to declare during the quote
Question 5 of 6
What is your most important coverage priority?
Choose the one thing you absolutely cannot compromise on.
🏥
Medical emergency cover
Hospitalisation, evacuation, repatriation
❌
Trip cancellation protection
Non-refundable flights, hotels, and deposits
🧳
Baggage & electronics
Luggage, laptops, cameras, jewellery
🛡️
All-in-one comprehensive cover
I want complete protection for everything
Question 6 of 6
What is your total trip investment?
This determines your ideal cancellation coverage level.
💳
Under $2,000
Essential plan is sufficient
💰
$2,000 – $10,000
Comprehensive plan recommended
💎
$10,000 – $50,000
Elite plan with full cancellation coverage
👑
Over $50,000
Maison Collection bespoke policy required
🛡️
Your Perfect Match
Your Matched Plan
Check Real-Time Availability →
Expert Answers · 2026

Your Most Important Questions — Answered

Clear, jargon-free answers from our expert team.

Comprehensive travel insurance covers emergency medical expenses up to $10 million, trip cancellation and interruption, baggage loss or delay, emergency evacuation (including private air ambulance on Elite tiers), 24/7 concierge assistance, and accidental death. COVID-19 is included as standard in all 2026 plans.
Short-term vacation insurance typically costs 4–10% of your total trip cost. Digital nomad plans start at $45/month. Elite Senior plans start at $195/trip. Maison Collection bespoke policies for trips over $50,000 are priced via private consultation. Use our free quote engine above for a personalised estimate in under 2 minutes.
Yes — for virtually every traveller. A single cardiac event abroad, including hospitalisation and private air repatriation, can cost between $85,000 and $400,000 out of pocket. An Elite Senior policy at $195 for a two-week trip eliminates that entire exposure. For luxury travellers with $30,000+ in non-refundable bookings, the cost of cancellation cover alone is a clear financial necessity.
Standard policies typically exclude: (1) pre-existing conditions unless purchased within 14–21 days of first trip payment; (2) adventure sports and extreme activities without an endorsement; (3) travel to countries under a "Do Not Travel" advisory; (4) losses due to intoxication or illegal activity; (5) pandemics declared before your purchase date. Our Elite Protection tier accepts pre-existing conditions as standard — removing exclusion (1) for most travellers.
The EU Entry/Exit System (EES) is now active at all Schengen borders. It requires biometric registration for non-EU nationals. It does not directly affect your insurance cover, but failure to comply can result in denied boarding or deportation — which most standard policies will not cover as a trip cancellation event. Ensure your policy includes a "regulatory denial of entry" clause, which all our Elite plans include as standard.
Yes. Our Elite Senior plans have no upper age limit and cover travellers to age 99. Most standard comparison platforms stop at 75 or 80. We partner with specialist underwriters — including Lloyd's syndicates — that offer genuine, comprehensive cover for senior travellers, including those with pre-existing cardiovascular conditions, diabetes, and mobility requirements.
The best nomad insurance combines monthly flexibility, worldwide coverage, high medical limits ($5M+), and electronics protection. SafetyWing starts from $45/month with cancel-anytime terms and 190+ countries. Pair it with our Global eSIM from the Arrival Essentials widget and you have connectivity and coverage sorted before you land.
Expert Intelligence · 2026

Travel Smarter with Our 2026 Insurance Guides

In-depth intelligence for senior travellers, digital nomads, families, and adventure travellers.

Ready to Protect Your Journey?

Your Next Adventure Deserves
Absolute Certainty

Free, personalised estimate in under 2 minutes. Join 500,000+ protected travellers. Best Price Guarantee included.

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